A LITTLE ADVICE...

     It really bugs me when people keep only $100 bills hidden somewhere for use as emergency cash. The truly paranoid do something similar by buying up one ounce silver and gold bullion coins. But here's the thing that gets me, say the economic disaster you swear's gonna happen actually happens. How do you go about buying things?

     Unless you're buying shit $100 at a time, you could find yourself in a spot where you need something desperately but the seller cannot make change. It's either accept it for a hundred bucks or not at all. You may be stuck overpaying.
     The same applies to the silver and gold holders too. One ounce of silver is currently around $30 per troy ounce (31.1035 grams) and an ounce of gold is hovering around $1700 per troy ounce. The silver might not be too big a deal, but the gold? When was the last time you spent at least $1700 on anything that wasn't a car or house?
     Gold's not really helpful unless you're buying big stuff. So what of all your minor purchases? Day-to-day stuff that will surely come up in the new apocalyptic order. Fees, taxes...protection money, etc.

     How about this? You actually keep an assortment of bills on hand so when a natural disaster strikes, you're not being that asshole using a one hundred dollar bill to pay for fifteen bucks worth of stuff. Know what, and more importantly, HOW, you buy.

     I don't carry bills over $20 in my wallet and I find even $20s can be a bit much. You know why? Because I rarely make purchases large enough at one time to require the use of a $50 or $100 bill but yes, when planning such a purchase, I will keep a fifty or hundred on hand. Otherwise I don't like being the dick making small purchases with large bills.
     And don't give the "It's legal tender!" bullshit argument. All that means is that the piece of paper you're holding is that denomination in dollars, nothing more. The only requirement is that a fifty dollar bill has to be accepted as fifty dollars (the same is true for the old silver money - a silver dime and a clad dime are both ten cents in terms of legal tender laws, but because the silver is worth more than ten cents, no one in their right mind spends them like clad dimes). There is no requirement that I (nor anyone) must accept your form of payment. Stores only put up with your shit generally because they don't want to create antagonistic relationships with their customers but speaking as a cashier, I fucking hate you when you tender sixty one dollar bills in your payment or use a $100 bill to buy less than five dollars worth of stuff. "Sorry, it's all I've got..."

     Go fuck yourself...

     And as for you silver and gold freaks, buy smaller coins for your apocalypse. I don't anticipate one happening ever, but should it, I have a handful of silver dimes, quarters, and half dollars which will take me a lot further than your oversized silver and gold "eagles".
     And if you want proof that having only big stuff can cause you a problem, I point you to Indonesia.

Due to the limited printing capacity of the government, it focused printing on 100 rupiah notes. Limited supply of smaller notes meant that the 100 rupiah notes were worth less than a combination of smaller notes.

     Supply and demand. Supply and demand. If you focus too much on the big stuff, the guys with the little stuff will ultimately benefit while you overpay.